October 3, 2025
Why Timing Is Important
By the Premier Dental Esthetics team, led by Dr. Peter S. Young, DDS, MAGD
At the end of the year, everyone tends to forget one significant detail – the funds that they’ve paid for through their dental plan might evaporate if not utilized. Dental insurance needs to be used within the year, and so any unused benefit after 31st December will be lost. Not remembering to do this isn’t just a cost factor; it affects your teeth and health.
Understanding your dental benefits deadline serves both your smile and your wallet. Acting today allows you to make appointments for preventive treatment, maintain healthy teeth, and avoid future issues.
Dental insurance plans normally cover routine checkups, cleanings, X-rays, and even minor procedures. The majority of policies operate on a calendar-year basis, so any unused benefits are not taken with them to the next year. According to research conducted by the National Association of Dental Plans, nearly 90% of Americans who are covered do not use all of their dental benefits annually and leave potentially hundreds of dollars on the table.
By keeping an eye on your dental benefits expiration date, you can avoid that wastage and gain the full benefit of the coverage you have already accrued. Using your benefits now serves you by:
- Having healthy gums and teeth
- Identifying early dental problems before they escalate
- Sparing yourself more costly treatments later on
Planning Around Your Coverage
As you look at your dental treatment, it’s worth understanding the timeline for dental insurance. It’s not merely preventive care – the majority of policies pay for a portion of extensive work like fillings, crowns, or periodontics. Reviewing your plan and scheduling care by year-end keeps your dental coverage working for you.
Dental care benefits operate on the “use it or lose it” principle. Failing to schedule an appointment on time can mean losing preventive visits that can be free for you. Whether you need a cleaning or are thinking about having an extensive procedure, getting your appointments scheduled beforehand will save you money and protect your oral health.
The Cost of Waiting
Waiting until December to make your dental bookings denotes limited booking availability. Dental clinics fill up towards the end of the year, with time lost and unnecessary stress caused. Booking your dental visits before the deadline for dental benefits saves you that last-minute scramble and ensures you get the treatment you need.
Even if your mouth is fine, preventive care is important. Preventing gum disease, cavities, and exams all reduce the likelihood of future dental problems. Acting now before the end of the year keeps your oral health in a pristine condition and maximizes your investment in your dental coverage.
Don’t let your dental coverage go to waste. Call Premier Dental Esthetics today and schedule your appointment before the year-end deadline. Save your smile, save your coverage, and save yourself money.

Have a question about your smile?
Dr. Peter S. Young and Dr. Clifford S. Young are happy to help. Schedule a visit or give us a call.
Patient reviews
What our patients say
“Dr Young did an excellent job filling my cavities and fitting my crown. I’ve been taken care of by Dr Young and his wonderful staff for over 10 years and my family trusts them 100%. If they have time for new patients you will be glad to have Dr Peter Young as your dentist.”
“Dr. Peter Young is an amazing dentist with his patient's well being at the forefront. He's very knowledgable in the dental field and is always on the lookout of how he can continue to improve the lives of his patients. The facility is beautiful and immediately alleviated my fears of the dentist. The staff is the icing on top of the cake.”
“Oh my goodness! I've stumbled upon the most amazing dental practice! After enduring a string of disappointing experiences with other dentists that nearly made me give up, I discovered this gem. The waiting room is stunning, boasting breathtaking views. Dr. Young possesses the patience of a saint—so genuinely nice and caring!”
Common questions
Frequently asked questions
Can’t find your answer? Ask our virtual assistant in the corner, or call our front desk.
Do you accept dental insurance?
Yes. The practice accepts PPO dental insurance, including Delta Dental PPO and Cigna Dental PPO, and the team will verify your benefits and help you maximize your coverage.
Is Premier Dental Esthetics accepting new patients?
Yes. Premier Dental Esthetics in Arcadia, CA welcomes new patients for general, cosmetic, implant, restorative and emergency dentistry. Call (626) 445-2536 or request an appointment online.
Where is Premier Dental Esthetics located?
The office is at 301 W Huntington Dr #217, Arcadia, CA 91007, on Huntington Drive next to USC Arcadia Hospital.
What are the office hours?
Monday 8:00 AM–4:30 PM, Tuesday 7:00 AM–3:00 PM, Wednesday and Thursday 9:00 AM–5:30 PM, Friday 7:00 AM–3:00 PM. Closed Saturday and Sunday.
Who are the dentists at Premier Dental Esthetics?
Dr. Peter S. Young, DDS, MAGD — a board-certified Diplomate of the American Board of Aesthetic Dentistry and assistant professor at Loma Linda University School of Dentistry — and Dr. Clifford S. Young, DDS, a Loma Linda graduate and Kois Center graduate.
Do you offer same-day or emergency appointments?
Yes. Same-day appointments are offered and emergency patients are welcome. Call (626) 445-2536 as early as possible so the team can fit you in.
Your new smile starts here
Ready to create the smile of your dreams?
New patients and emergencies welcome. Same-day appointments, early-morning and evening hours.



